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a myth that can derail your money plan

Updated: Mar 17

I wonder if it’s a condition of our society or our tendency in America to live paycheck to paycheck, but whenever money is deposited in the bank, I see the elation of PAYDAY!

I am elated with you! I love money. And having it in your bank account is always a good thing. Always! But here’s the rub… It is my dream for you to be so in tune with your budget that payday becomes just another day.

[This is NOT the same as people who say their birthday is just another day -- that’s just sad.]

The myth that I’d like to bust today is that your checking account is the tool you should use when deciding on a purchase.

Me: I’d love to buy that pair of jeans.

Checking Account: You have plenty of money, go for it!

Budget: Wait a minute, you spent your $50 on shoes earlier this month -- hang tight until next month on those jeans!

Next month…

Me: Yes, those jeans are mine!

Budget: Why yes, they are -- looking gorgeous by the way!

Maybe I’ll call up myth busters to see if they have room for another person on their show; I’d make a good addition, don’t you think?!

Quick and to the point today my friends.

Steve Martin quote: I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff too.

Here's to you!

Melissa Mittelstaedt

Money Coach (AFC® Candidate)

See you on Instagram


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